Additional Disclosure

The Kirkwood Group, Inc. is established and registered in the New Jersey USA.

We reserve the right to update these GUIDELINES from time to time. Such updates will be applicable immediately upon publication on the website. You are responsible for regularly reviewing these GUIDELINES.

  1. Subject matter of the agreement is an innovative undertaking informing its community of the handling of innovative fintech free of charge. furthermore offers a highly sophisticated and novel concept of a decentralized network server for blockchain-based digital information units tradable within the or GS Trade cryptosystem (so-called exchange platform). Within the scope of this activity, provides to its customers chargeable server capacities and/or proprietary, specially developed software for the staking of crypto coins by actively validating the blocks into the blockchain similar to a mining activity into the SHA-256 blockchain hashing algorithm supported by the ASIC, as well as other products associated therewith, which can be subject of the different rewarding model upon conclusion of a separate agreement with

Additionally, services do not involve the company receiving any fiat money from the customer and will not manage, lease loan, or use any fiat assets such as USD, EUR, GBP, or any other legal currency in any process of the services or products provided of the platform, you can also register as a distribution partner without any obligation to start distribution activities for programs.

You will be informed of the content of the respective chargeable order, prices, and payment terms separately prior to ordering a chargeable service or other conclusion of a chargeable contractual relationship. Upon pressing the binding order button, e.g., “lease against payment” or “order now against payment” you declare in a binding manner that you intend to conclude a contract for the chargeable service chosen by you. The contractual relationship then is established upon email confirmation of the order by

  1. Registration on the

You must register on the website in a first step before being able to use the services of Registration is free of charge. The data and technical actions required for registration or for the later completion of the registration must be disclosed in full and truthfully.

During the registration process you must choose an email address and a password. By pressing the button “register free of charge” you declare that you intend to conclude a utilization agreement for the gratuitous use of the Internet platform. The contractual relationship in this regard is established upon email confirmation of the registration by, which also includes access information. After receiving access information, you can create your profile on the website and have access to the offers of The conclusion of a contract is possible with legal persons, partnerships, or natural persons who have or whose responsible persons have reached the age of 18 (or the age required for the conclusion of valid contracts in the country in which a person resides). reserves the right to request verification of age and identity within the scope of a KYC process.

You are fully responsible for the legality and accuracy of the data disclosed upon registration.

Wrong information provided with intent and/or fraudulent intent may result in consequences under civil law. in this case furthermore reserves the right to block profiles and accounts of users who disclosed wrong information with intent and/or fraudulent intent and to terminate the user agreement with extraordinary notice and to refuse any disbursements.

You can only create one profile. Registered users cannot log in again as a new customer or by entering a new e-mail address. However, may, in individual cases and at the request of the customer, allow the creation of an additional profile at its own discretion; however, expressly disclaims any claim to this. The customer shall address any such request to the Compliance Department of Should a user have created multiple profiles without the express consent of, this shall constitute a material reason for a permanent blockage of the user without the need for a warning.

The customer is entitled to transfer his profile to another person only with the prior written consent (consent) of The Customer shall address any request for consent to transfer the profile to the Compliance Department of The transfer of the profile is not permitted without the consent of

As heir, the customer is permitted to keep two profiles at reapbusiness. comas a result of an inheritance. In this case, the customer shall notify immediately of such an inheritance.

You are obligated to immediately report changes of your user data, in particular changes of your information and email address, to In the event that you do not meet this obligation you are obligated to bear the resulting damages yourself.

You are not authorized to grant access to your profile and to your access information to a third party. The use of your account by third parties is good cause for permanent blocking of the user without requiring warning. It is in your own interest to immediately inform of any third parties gaining knowledge and of any abusive use of your online account.

You are free to choose your username and your password during registration. You are obligated to keep the password secret. If you become aware of an unauthorized use of your password, then you are obligated to immediately inform at [email protected]. If you forget your password, you can recover it with the help of the provided recovery process (email to the email address disclosed by you). reserves the right to reject applications at its own discretion and without stating reasons.

  1. Customer’s obligations

You are prohibited from infringing upon third party rights, harassing third parties, violating applicable law or common decency while using the Internet offer of You are obligated to refrain from the following:

Disseminating statements with offensive, harassing, violent, violence glorifying, inflammatory, sexist, obscene, pornographic, racist, morally reprehensible, or otherwise offensive or prohibited content.

Insulting, harassing, threatening, scaring, slandering, embarrassing.

Data piracy, forwarding, or distributing personal or confidential information of other customers, distribution partners, or the employees of or other violation of the privacy of other customers, employees, or distribution partners of

Disseminating untrue statements regarding race, religion, gender, sexual orientation, origin, social status of other customers, employees, or distribution partners of

Pretending to be an employee of or an affiliated company or any partner of

Using legally protected images, photos, graphics, videos, compositions, sounds, texts, logos, titles, designations, software, or other content and symbols without the consent of the owner or owners of the rights or authorization based on a contract, law, or legal regulation.

Distributing statements with advertising, religious, or political content.

Using prohibited or illegal content.

Exploiting errors in programming (so-called bugs).

Taking measures that may result in undue burden on the servers and/or may significantly affect the process for other customers.

Hacking or cracking as well as promoting or instigating hacking or cracking.

Distributing counterfeit software as well as promoting or instigating the distribution of counterfeit software.

Uploading files containing viruses, trojans, worms, or corrupted data.

Using or distributing auto software programs, macro software programs or other cheat utility software programs.

Modifying the service or parts thereof.

Using software that allows so-called data mining or intercepts or collects information associated with the service in any other way.

Interrupting transmissions from and to the service servers and website servers.

Penetrating the service servers, data servers, or website servers. refers to its domiciliary right regarding the use of its Internet offer and expressly reserves the right to immediate blocking and extraordinary termination of the online account and user agreement insofar as one of the obligations regulated in (1) is violated or applicable law regarding use is violated.

  1. Termination of contract upon existence of good cause giving rise to immediate extraordinary termination is authorized without warning to terminate the user agreement at any time without notice and to block your profile, whereby the termination may also affect contracts regarding the chargeable lease of server capacity. Good cause in terms of sentence 1 is, in particular:

particularly serious infringement of the GUIDELINES,

fraudulent or other particularly serious unlawful activities in the use of the offer of

transmission of wrong or misleading information to

fraudulent, illegal, or otherwise abusive use of offers of

causing damage and otherwise damaging or other customers or distribution partners of

unauthorized distribution, reproduction, publication, or other use or processing of the training material (e.g., upload to YouTube, etc.)

You are authorized to terminate your user agreement at any time; transmission of proper termination by email to [email protected] suffices for valid receipt of the termination and your profile will be deleted in the Community.

  1. Server availability

The service is operational 24 hours, 7 days a week, with an annual average availability of 90%. Excluded here from are downtimes caused by maintenance and software updates as well as periods during which the service cannot be reached on the Internet due to technical or other problems that are not within the scope of responsibility of force majeure, fault of third parties, etc.). To be able to use the service to the full extent, you must use the respective most updated (browser) technologies or enable their use on your computer (e.g., activating JavaScript, cookies, pop-ups). The use of Genesis services may be limited when using older or not commonly used technologies.

  1. Liability exclusion, other liability cannot be held liable for wrong information in your application. From this follows that does not accept any liability for the accuracy of this information and your content saved at constitutes third-party information in terms of the applicable Telemedia law.

With reference to the risk warning of, furthermore is not liable for the desired success the customer wishes to achieve based on the use of the Internet platform, the products of

Insofar as provides computer programs (e.g., the e-wallet) on its Internet offer, use of the software is at your own risk. is not liable for damages arising from the installation and/or use of the software from the download area insofar as this is legally permissible. Despite up-to-date virus scan, liability for damages and impairment by computer viruses is excluded within the scope of statutory provisions. is furthermore not liable for defects in the quality of access to the service based on force majeure or based on events that are not within the scope of responsibility of is furthermore not liable for third parties gaining knowledge of your personal data without authorization (e.g., by unauthorized access of hackers to the database).

For the rest, is liable for damages excluding damages to life and limb only insofar as such are based on willful or grossly negligent conduct or culpable infringement of an essential contractual obligation (e.g., delivery to the customer) by, its employees, or vicarious agents. This also applies to damages arising from the violation of obligations in contractual negotiations as well as the execution of tortious acts. Any further liability for compensation of damages is excluded.

Except for the violation of life and limb or willful or grossly negligent conduct of, its employees or vicarious agents, liability is limited to damages typically foreseeable upon conclusion of the contract and for the rest limited to the amount of average damages typical for this type of contract. This also applies to indirect damages, in particular lost profit. is not liable for damages of any kind arising based on data losses on computer servers, except for grossly negligent or intentional misconduct of, its employees, or vicarious agents. Your stored content constitutes third-party information for in terms of the Telemedia Act. Links are available on the Internet offer of upon the initial linking reviewed the content under the respective link for unlawful content. is not responsible for third party content available through links. If finds or is informed that a linked offer features unlawful content, this link will be deleted.

  1. Data protection collects and uses the data voluntarily transmitted by you only within the scope of statutory provisions. The detailed provisions regarding data protection are available in our privacy policy.

  1. Miscellaneous

Trademark and copyright law

In the relationship with you, is the sole holder of all rights regarding reproduction, distribution, processing, and all copyrights as well as the sole holder of the right to nonphysical transfer and production of the website as well as the contents contained therein, of other developed services, and protective rights. The use of all rights and the contents, materials, as well as brand and trademarks contained therein (e.g., the designation and the associated logo) is permitted exclusively for the purposes listed in these GUIDELINES. The use without express authorization by represents a violation of these GUIDELINES and may result in a blocking or deletion of your profile including all services.

You retain all rights to the content uploaded by you (e.g., in the community) and bear sole responsibility. About this content, receives only the rights necessary in connection with the publication and use of the content on the platform.

Infringements of the copyright, trademark, and other ancillary copyrights are pursued by reserves the right to delete or deactivate, at its own discretion, any content for which a corresponding violation was reported and to block the profiles of repeat offenders.

Prices and fees

Registration and creation of a profile at is free of charge.

Prices and fees are paid through online payment service providers or remittance from the user’s own e-wallet. You are obligated to bear any payment processing fees or possible expenses in connection with exchange rate conversions. The payment service providers are enterprises that are independent of does not accept any responsibility for their services and possible damages or claims arising therefrom.

Insofar as you make payments to e.g., within the scope of the acquisition of products), shall accept those only if they are paid by your own person for your own account. Payments to on your behalf by third parties are not possible (prohibition of third-party payments). In individual cases, may approve third-party payments; you are obligated to obtain an exemption from prior to initiating payment through the third party.

Notifications and messages

Notifications by are disclosed through the official notification channels of the enterprise or to the email address disclosed by you upon registration. You are responsible for keeping your contact information up to date at any time.

No guarantees/modification, restriction of services of to third parties

Your access to the website and the services of is at your own risk. is authorized to modify the website and services offered by free of charge without prior announcement or liability. reserves the right to limit the use of services including the ability of contacting other members through the website if of the opinion that such violate contractual or legal obligations, or the services are otherwise abused. does not guarantee that within the scope of the competent jurisdiction under your national law it is legal for you to use the services of or to advertise such or to participate in any activities of that access to the website is at any time faultless and interference-free, timely, or secure and that defects are rectified (cf. in this regard also Clause 5 of the Terms of Use); that the training material or other information is complete, correct, or reliable; reserves the right to transfer, assign, sublicense, or pledge, in whole or in part, its business, individual assets hereof or individual rights and obligations under this User Agreement to third parties without prior notice, provided that the third party also complies with applicable contract and other laws.

Agreements with third parties will from time to time conclude agreements with third parties, which represent external service providers, and which provide the software/technology/IT for products or services to you. You are obligated to comply with the terms and conditions of these third parties insofar as such are connected to the reapbusiness com website or linked to the respective third-party website. These terms and conditions may change at any time. You will be informed in advance of any change.

Applicable law and jurisdiction

Your legal relationship with is subject to the law of the domicile of Compulsory provisions of the state in which your habitual residence is located remain unaffected.

Any disputes arising in connection with the services of are subject to the jurisdiction of the domicile of GSB Gold Standard Bank Limited Compulsory provisions of the state in which your habitual residence is located remain unaffected.

Closing provisions

Modifications or amendments of these GUIDELINES require the written form. This also applies to the cancellation of the written form requirement.

A possible invalidity or incompleteness of a clause of these Terms of Use does not void the agreement overall. Rather, the invalid clause is to be replaced with a clause that is valid and comes as close as possible to the economic intent of the invalid clause. The same applies in the event of gaps requiring regulation. may change these Terms of Use as well as the privacy policy at any time. You will be informed of any significant change prior to the coming into force of such in a form specified for messages notifications.

You can download the current terms of use at any time free of charge as a PDF file.

Status of the General Terms and Conditions: 30.11.2020

The Reap Portfolio Entrepreneur Business Platform is designed to be a resource of support for entrepreneurs.

New Jersey 07060
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(10am - 05 pm)

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